Investing in People: The Liberman Brothers' Vision
As we diligently craft our White Paper and Digital Biometrics MVP, let's take a leap into the innovative realm of the Liberman Brothers. They're not just predicting the future of investments; they're reshaping it by putting their money on individuals rather than just companies.
Here's some eye-opening generational wealth data to ponder:
- Baby Boomers owned approximately 23% of the U.S. national wealth when they were in their 30s.
- Generation X? They held onto just 7% at the same age.
- Millennials have less than 3%.
- And Generation Z? They're projected to have a negative net worth (thanks to debts) by that age.
Why such a drastic shift? The Libermans point to outdated rules and regulations that cater predominantly to older generations. For instance, the guaranteed growth of pension funds due to subsidies is benefiting the older at the expense of the younger.
But here's the silver lining: The Libermans are firm believers in directly investing in people. Why? Here are some reasons:
- It can correct this generational wealth imbalance and propel economic growth.
- They opine that investing in individuals can yield broader societal benefits than just pouring funds into companies.
- Imagine investing in a person's future earnings, akin to stock in a company, predicated on income projections.
- Such investments can empower young folks to dive into risky ventures without the perpetual fear of financial ruin.
- Their ethos? Encourage individuals to explore and innovate. Struggles and hardships are inevitable; there's no need to artificially induce them.
Highlights:
- Industry bigwigs like Marc Andreessen and Chris Dixon are backing Libermans.co, boasting a valuation of $400 million.
- All forthcoming endeavors by the Liberman siblings are tethered to their company, and consequently, to their investors. Unearth more about their deep-rooted commitment here.
- LLCs in the US, as emphasized by the Libermans, serve as protective shields, enabling audacious ventures sans personal fallout.
- Their pioneering fund, humanism.is, has infused capital into 11 budding individuals, predominantly those who are 2-3x time founders.
- The endgame? To manifest the efficacy of this model, eventually courting pension funds with a proposition to invest in a vast pool of individuals, locking in at a lower valuation, at precocious stages.
Deep Dive: EN (Tim Ferriss) RU (Елизавета Осетинская)
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